Understanding Medicare
What you need to know... without the jargon.
Whether you're turning 65, retiring, or helping a loved one through the process, understanding Medicare is the first step to getting the coverage you deserve. SCAN makes it easy to navigate your options. No confusing lingo. Just clear answers.
Medicare, SCAN and Your Doctor
Medicare can be complicated. Even long-time members tell us they’re not entirely clear on how SCAN works. So whether you’re new to Medicare, new to SCAN or have been with us for years, we think the information here will help you make the most of your benefits and services.
Medicare Advantage and Medicare Supplement plans are two ways to close the coverage gaps in Original Medicare.
From annual wellness visits to urgent care, here’s how your Medicare Advantage plan helps you get the care you need.
Look for a plan that fits you better. SCAN offers several Medicare Advantage plans tailored to the unique needs of Asian Americans, women and people who identify as LGBTQ+.
Medicare Basics
What is Medicare?
What is Medicare?
Who qualifies for Medicare?
Who qualifies for Medicare?
What are the different parts of Medicare?
What are the different parts of Medicare?
- Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
- Part B (Medical Insurance): Covers outpatient care, doctor services, preventive services, and medical supplies.
- Part C (Medicare Advantage): Offered by private companies like SCAN, these plans include Parts A and B and often additional benefits.
- Part D (Prescription Drug Coverage): Helps cover the cost of prescription medications
How much does Medicare cost?
How much does Medicare cost?
- Part A is usually premium-free if you or your spouse paid Medicare taxes for a certain period.
- Part B has a monthly premium, which may vary based on income.
- Medicare Advantage (Part C) and Part D plans have their own premiums, deductibles, and co-pays, depending on the specific plan.
When should I enroll in Medicare?
When should I enroll in Medicare?
Your Initial Enrollment Period (IEP) starts three months before you turn 65, includes your birthday month, and ends three months after—a total of seven months. If you miss this window, you may face late enrollment penalties.
If you’re already enrolled and want to make changes, you can do so during the Annual Enrollment Period (AEP), which runs from October 15 to December 7 each year. During AEP, you can:
- Switch from Original Medicare to a Medicare Advantage plan
- Change from one Medicare Advantage plan to another
- Add, drop, or change your prescription drug plan (Part D)
What is the difference between Original Medicare and Medicare Advantage?
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare includes Parts A and B and allows you to visit any doctor or hospital that accepts Medicare. It doesn’t cover everything, so many add a Medigap policy and Part D for prescriptions.
Medicare Advantage plans (Part C), like those from SCAN, bundle Parts A and B and often include additional benefits like dental, vision, and prescription drug coverage.
Does Medicare cover everything?
Does Medicare cover everything?
How do I choose the right Medicare plan?
How do I choose the right Medicare plan?
Ready to take the next step?
SCAN 65 is your go-to guide for choosing a Medicare Advantage plan. Get personalized support, see plan options in your area, and feel confident about your Medicare decision.
